You're Leaving Money on the Table.
See What Benefits You Still Have.
A free credit card management dashboard that tracks your benefits, signup bonuses, and portfolio ROI β so you stop losing hundreds (or thousands) every year on perks you already earned.
The Problem Nobody Talks About
You signed up for that premium credit card because of the perks. The $300 travel credit. The monthly dining credit. The airport lounge access. The signup bonus worth $750 in points.
But here's what actually happens:
- The monthly credits expire because you forgot they reset on the 1st
- The signup bonus deadline passes because you lost track of how much you still needed to spend
- You're paying $895 in annual fees but only using $200 worth of benefits
- You have no idea whether your card portfolio is making you money or costing you money
This isn't a niche problem. Credit card enthusiasts routinely leave $500 to $2,000 per year on the table in unused benefits. And those are the people who are paying attention.
The average premium cardholder uses less than half the benefits they're paying for. Not because the perks aren't valuable β but because nobody can keep track of them all.
Discover ChurnPilot
ChurnPilot is a free app that gives you a clear, honest picture of your credit card portfolio. What you're paying. What you're earning. What you're forgetting.
No spreadsheets. No guesswork. No mental math.
A unified interface that answers the questions you should be asking:
- "Am I using all the benefits I'm paying for?"
- "Am I on track to hit my signup bonus?"
- "What's my actual ROI across all my cards?"
- "When can I apply for another Chase card?"
What ChurnPilot Does
π Card Library β Start in Seconds
Choose from 50+ card templates from Chase, Amex, Capital One, Citi, Discover, Bank of America, Bilt, US Bank, Wells Fargo, and more. Every benefit, credit, and perk is already filled in. Just pick your cards and go.
π€ Ask AI β Just Describe the Card
Found a new card offer? Paste the URL, describe the card, or just name it β ChurnPilot's AI extracts the annual fee, benefits, signup bonus, and spend requirements automatically. It checks the card library first for a verified match, so you get accurate data without typing a thing. Separate quotas keep things fair for quick lookups vs. bulk spreadsheet imports.
π Benefit Tracking β See What You're Missing
Track monthly credits, annual credits, and special perks across all your cards. ChurnPilot shows you what you've used and β more importantly β what you haven't. That's the money you're leaving behind.
π― Signup Bonus Tracker β Never Miss a Deadline
Track your minimum spend requirements, deadlines, and progress toward every signup bonus. ChurnPilot tells you exactly how much more you need to spend and how many days you have left.
π¦ Chase 5/24 Tracker β Know When You're Eligible
Chase denies applications if you've opened 5+ cards in 24 months. ChurnPilot tracks your application history and tells you exactly when you can apply again.
π° Portfolio Analytics β Your True ROI
See your total annual fees, total benefits value, net value, and ROI across your entire portfolio β at a glance. Finally know whether your cards are working for you or against you.
π Product Changes β Upgrade or Downgrade in Place
Changed your card to a different tier? ChurnPilot handles product changes correctly β upgrading or downgrading the card template and benefits in place, preserving your history without making you start over.
βοΈ Editable Annual Fees β Your Actual Cost, Not a Generic Number
Retention offers, fee waivers, and first-year discounts mean your annual fee might not match the published rate. Now you can edit the annual fee on any card so ChurnPilot's ROI calculation reflects what you're actually paying.
ποΈ Bulk Card Management β Clean Up Fast
Closed several cards at once? Select multiple cards and delete them in a single action. No more removing cards one by one.
π Spreadsheet Import β Bring Your Data
Already tracking your cards in a spreadsheet? Upload your CSV, XLSX, or TSV file and import everything in one step. ChurnPilot replaces your spreadsheet β it doesn't make you start from scratch.
π Bilingual β English & δΈζ
Full Chinese language support with a one-click toggle. Every label, every feature, every detail β in your language.
Who Is This For?
You have 2β4 cards. You know they have perks, but you're not sure exactly what they are or when they expire. You've definitely forgotten to use some credits. ChurnPilot shows you what you're paying for and what you're actually using.
You have a Google Sheet with 10+ cards, annual fees, benefit values, and renewal dates. It works... mostly. It's always a little out of date. Some columns don't make sense anymore. ChurnPilot gives you a real dashboard with automatic tracking, instead of a spreadsheet you dread updating.
You have 15β50+ cards. You're juggling multiple signup bonuses at once. You know about 5/24 but you're counting on your fingers. You've missed at least one bonus because you lost track of the spend deadline. ChurnPilot keeps every deadline, every requirement, and every application in one place.
You have a rewards card or two. You've never thought about tracking benefits because it seems like a hassle. But you're curious β are you actually getting your money's worth? ChurnPilot takes 60 seconds to set up and might show you money you didn't know you were losing.
Why Free?
No trial period. No premium tier. No "enter your credit card to continue."
ChurnPilot is free because it's a tool built to solve a real problem. The goal is simple: help people stop losing money on benefits they're already paying for.
ChurnPilot has resolved over 156 issues to deliver a polished, reliable experience. This isn't a prototype or an experiment β it's a fully functional dashboard you can use today.
The Bottom Line
Every month, benefits expire. Every quarter, credits go unclaimed. Every year, you pay annual fees for perks you never use.
It's not because you're careless. It's because no one can keep track of 5, 10, or 30 cards in their head.
ChurnPilot makes it effortless. One dashboard. All your cards. Every benefit tracked. Every deadline visible. Every dollar accounted for.
Stop wondering what you're forgetting. Start knowing what you're earning.
ChurnPilot β Credit card management, simplified.
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